David Barrett Loan Officer

Standard Loan Programs

Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

Conventional Loan INfo.

FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

FHA HOme loan INfo.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

VA HOme Loan INfo.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $832,750 in...

Jumbo Loan INfo.

First -Time Buyer Programs

Loan Program designed for buyer thats have not owned a home in the last three years.

You combine with DPA Programs. Find out more!

First time buyer info

Down Payment Assistance Programs ( DPA)

State, County and City programs provide DPA for deserving borrowers. Find out what you qualify for.

DPA Program list

Investor Loan Programs

Traditional Investor loan programs. Loan programs for seasoned and beginner investors. I guide you to the right loan program to fit your needs. Call Today! DSCR and more is under alternate programs

Investor Loan Info.

Refinance Options

Thinking about refinancing? Cash-out or just lowering your interest rate. I have the right option and help you analyze the numbers to make sense of our options. .

Refinance Loan options.

Alternate Loan Programs

Bank Statement Programs

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

Learn More

1099 Loan Programs

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Learn More

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

Learn More

DSCR Investor Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $832,750 in...

Learn More